IVA Information
An IVA (Individual Voluntary Arrangement) is a legally binding contract between you and the companies to whom you money.
Under an IVA, you sign a formal agreement to repay your debt within a set period (usually 5 years), at the end of which the balance of your debt is written off. IVAs are usually administered by authorised accountants or solicitors known as licensed Insolvency Practitioners (IPs) who liaise with your creditors on your behalf.
Ratio Money
Ratio Money can now check that your actual Credit Agreements comply with the Consumer Credit Acts ...
Baines & Ernst
At Baines and Ernst we have a range of debt management services to give you the debt help you need ...
