Challenge Credit

Around 50 million credit agreements are signed, every year In the UK; it is estimated by the Office of Fair Trading that more than 25 million of those could be unenforceable and, therefore, invalid resulting in Unfair Credit Agreement Claims. Some common types of credit agreements which have frequently failed to comply with the terms of the Consumer Credit Act, 1974 are wide ranging and include credit and store card agreements, loans both secured and unsecured, hire purchase agreements, missold payment protection insurance, accident sickness cover, etc. So, it really is in your best interests to seek professional advice if you think that your lenders have misled or misinformed you in any way, or that you are simply paying exorbitantly high interest rates on some of your existing credit agreements.